"Closing Costs" are the fees which pay for various services involved when you refinance or buy a home. On a purchase the sellers & buyers negotiate the payment of these closing costs.
As indicated below, many of the closing costs result from getting your mortgage. Since A Home's Best Mortgage, Inc. is highly experienced with mortgages, we are closing cost experts and therefore you are only charged for those services needed to complete your transaction. We save you more money than most others because we don't charge you a processing fee!
Borrowers will receive a Loan Estimate" of closing costs within three business days once they have submitted their official loan application. We base this estimate on our many years of past experience. It's important to note that while the Loan Estimate is sent to you by the lender our Closing Cost Worksheet contains a more accurate estimate. We will be glad to review the Loan Estimate along with the Closing Cost Worksheet, answering your questions and pointing out costs that can vary a little bit at the closing table.
Below is a fairly generic list of costs for refinancing or buying a home. We will always provide you with a more specific list of your closing costs when your Loan Estimate is provided.
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